Final Expense Insurance for Seniors
Protect your family from the cost of saying goodbye.
Affordable whole-life coverage that pays for funeral and final expenses — so your loved ones aren’t left with the bill. Ages 50–85. No medical exam.
- ✔ Plans starting around $20/month
- ✔ Guaranteed acceptance options available
- ✔ Speak with a real, licensed agent
No medical exam
Qualify with a few simple health questions — no doctor visit.
Rates locked for life
Your monthly rate never goes up once your coverage begins.
Coverage never expires
As long as premiums are paid, your policy stays in force for life.
Benefits paid quickly
Your family receives the money to cover final costs, usually within days.
Getting covered is simple
Tell us a little about you
First name, date of birth, and your state — that’s the start.
Talk to a licensed agent
We’ll compare top-rated carriers and find your best rate.
Get covered
Lock in a plan that fits your budget and protects your family.
Questions seniors ask us
How much does it cost?
Many plans start around $20–$30 a month. Your exact rate depends on your age and how much coverage you choose — and once it starts, that rate is locked in for life.
Can I qualify if I have health problems?
Usually, yes. Most plans ask only a few simple health questions — no medical exam. And if you don’t qualify for those, guaranteed-acceptance options are available.
How fast can I be covered?
Many people are approved the same day, right over the phone with a licensed agent. There’s no long waiting process.
Will my rate go up as I get older?
No. With whole-life final expense coverage, your premium never increases and your coverage never expires as long as premiums are paid.
Who receives the money?
The loved one you name as your beneficiary. They can use it for funeral costs, medical bills, or anything else your family needs.
“A small monthly plan today means your family won’t have to worry about funeral costs tomorrow. That’s real peace of mind.”
— The Smart Safe Choice Team